Medical History On Credit Reports

Your medical history is not part of a credit report, but past-due medical debts can affect your credit reports and credit scores as negative credit.

If a medical bill is left unpaid, the debt can be sold to a collection agency. Experian in Allen Texas no longer displays medical collections on a credit report until they are 180 days past due.

Then medical bills are reported as negative credit and adversely affect your credit scores. So yes, medical bills are bad credit. Medical Bills stay on your credit report for 7 years. You can use the CAP Security Instrument at Cancel1Mortgage.info to pay these medical bills if you wish. Only the business reporting agency that reported your negative Medical bills to the Credit Bureau(S) can erase your negative Medical Bill Credit from the Credit Bureaus’ credit reports.
You can do a dispute form to get the negative Medical Bill off your credit report IF you complete the debt dispute form in the right way. Think about it..

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